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Down Payment Assistance Program

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BrightPath's Down Payment Assistance Program is a mortgage designed to help buyers to find their path to home qwnership. It creates opportunities for low-to-moderate income/credit individuals and families and allows them to get the financial help they may need to get into a home.

Key benefits of the down payment Assistance program: 

  •  Down payment assistance amounts 3.00% or 4.50% of the 1st mortgage total loan amount.
  •  DPA Grant – no repayment required!
  •  Grant can be used for down payment and/or closing costs.
  •  FHA, USDA, VA programs
  •  Seller Credit of 6% is allowed.
  •  Gift funds are allowed!
  •  Borrower(s) not required to be first time home buyers.
  •  620 Minimum FICO, DTI – up to 50%.

 

Follow the BrightPath to Home Ownership!

BETTER THAN GEORGIA DREAM

  • Grant has NO Repayment Period. Don't have to be a first time home buyer.

BETTER THAN MATCHING GRANT

  • Minimum score is 620 where other grant programs are 640.

BETTER THAN HOME ATLANTA

  • Property can be located outside of incorporated city of Atlanta.

BETTER THAN CHDAP

  • No silent second liens.

If you would like to discuss our Down Payment Assistance Program or other mortgage products available from BrightPath, please call us at 888-222-6003, or complete our simple form below. One of our experienced mortgage specialists will contact you. 

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