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Fixed Rate Mortgage

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Just like the name says, a Fixed rate mortgage is just that; fixed.  Your rate and monthly Principal and Interest payment are fixed for the life of the loan.  The standard terms are 30yr, 20yr, 15yr, and 10yr. However, here at Brightpath we also let you select a specfic term. 

For example, you just bought your home 3 years ago and would like to refinance.  Rather than reverting to a new 30yr, you can actually select a 27yr term.  The key benefit of a fixed rate mortgage product is predictablity.  Your rate and payment do not change which makes budgeting a breeze with the added benefit of locking in a low rate for as long as 30yrs.

Curious about the benefits of a fixed rate mortgage? Click Here!

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