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Frequently Asked Questions

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What is a No Cost Loan?   Find Here

Why do a No Cost loan?   Find Here

How does a No Cost Loan work?  Find Here

Is a NO Cost loan right for you (ie….the Math behind NO Cost Loans?)   Find Here

Credit - What is it and how does it affect my rate?  Find Here

What is a HARP loan?   Find Here

What is a Qualified Mortgage (QM?)   Find Here

Escrow Accounts - What are they, how do they work, and do I want one?   Find Here

How long does it take to complete a loan?    Find Here

What is a PMI and why do I need it?   Find Here

Is there an application fee?   Short Answer:  No.  Although fairly common in the industry, Brightpath does NOT collect any type of upfront, non-refundable application fees.  End of story!


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